1. Pocketbook Personal Finance Expense Tracker
This homegrown Australian money saving app syncs with all of your bank accounts, credit cards and loans and categorizes your transactions. This helps you keep track of regular expenses and provides you an activity feed of all your latest outgoings. We like this app because it gives you warnings about upcoming bills, which lets you better manage your money.
Features
- Auto Syncs with most banks in Australia.
- Budget Planner.
- Bill Alerts.
- Spending activity feed.
Available On: iPhone and Android
Reviews: Apple Store: 4.3 Google Play: 4.4
2. Money Brilliant
This is a handy app for Mac and iOS users, that lets you get all of your finances under control. This app tracks all of your spending and then automatically creates a budget for you based on historical data. Not only that, but the app also helps you find the cheapest petrol and new deals based on your bills!.
Features
- Auto Syncs with most banks in Australia.
- Identifies cheapest gas and electricity deals based on your bills and energy use.
- Save and invest goal setting.
- Bill management.
Available On: iPhone and Android
Reviews: Apple Store: 4.4 Google Play: 3.7
3. Acorns
Have you ever thought about what happens to that .35 cents leftover from your coffee purchase this morning? It usually just sits in your bank account and does nothing. With the Acorns app, you can turn that loose change into an investment. Acorns lets you invest your loose change wisely through diversification.
Features
- Easy user friendly investing.
- SIPC protected against fraud.
- Withdrawal anytime – at no charge.
Available On: iPhone and Android
Reviews: Apple Store: 4.7 Google Play: 4.5
4. ASIC TrackMyGoals
Developed by the Australian Securities and Investments commission this is a great app you can use to save for your deposit, as it allows you to work towards a goal. You can set your goals to a particular budget and then it will tell you how much you need to save per week in order to reach that goal.
Features
- Set up savings goals.
- Develop a saving plans.
- Tracking your savings goals.
Available On: iPhone and Android
Reviews: Apple Store: 3.3 Google Play: 3.9
5. Splitwise
Are you always the one who ends up footing the bill for any shared expenses? That can definitely eat into your savings! With Splitwise, you will never be left with the rest of the bill to pay. It also sends email reminders when someone owes you money, so it’s easier to follow up with anyone who has an outstanding debt with you.
Features
- Tracked shared bills, group’s expenses and IOUs.
Available On: iPhone and Android
Reviews: Apple Store: 4.5 Google Play: 4.6
6. ASIC TrackMySPEND
This app is fantastic as a simple way to track all expenses large and small. You can set needs vs wants, you can set a spending limit and you get text message reminders to help you along the savings journey.
Features
- Set a realistic spending limit and stick to it.
- Track spending by categories.
- Separate ‘needs’ and ‘wants’ to help opportunities to save.
Available On: iPhone and Android
Reviews: Apple Store: 4 Google Play: 4.4
7. Wally
This app helps you keep budgeting simple. The best part of this app is you can snap a photo of your receipts to input all of your data, rather than having to manually input every item separately. It helps you see where your money is going and just how quick it is to save for your goals.
Features
- Balance your income and expenses.
- Understand where your money goes.
- Scan Receipts.
Available On: iPhone and Android
Reviews: Apple Store: 3.8 Google Play: 3.3
8. Clarity Money
This is a great iOS budget app that helps you manage your money by unsubscribing you from wasteful subscriptions, and will keep you in check when need be. It’s a simple way to save for your goals and not spend money frivolously. The app also makes recommendations for you for financial services based on your spending.
Features
- Stop unwanted accounts and subscriptions from charging you.
- Find credit card based spending.
- Cancel your bills.
Available On: iPhone and Android
Reviews: Apple Store: 4.7 Google Play: 4.2
