Financing Options

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Getting the right finance for your first home is a crucial part of the home buying process, because it can influence your financial stability for years to come. There’s no ‘one size fits all’ approach to finance, which is why we have a variety of options that our finance specialists will tailor to your specific needs.

Keystart Loans

Keystart loans provide a low interest rate and low deposit, which serve as a great solution to affordable home ownership requirements.

One of the biggest benefits of a Keystart home loan is that it only requires 1% genuine savings. There is no mortgage insurance and no ongoing monthly fees.

Keystart loans exist to assist people looking to get into their first home, which is why it is only available for owner-occupiers and not investors.

Guarantor Loans

Guarantor Loans allow your parents or immediate family members to help you finance the purchase of your new home. By utilising their equity, they can act as a guarantor to assist you with finance.

5% Low Deposit Home loans

Low Deposit Home Loans require only a 5% deposit, but it does not always need to be from genuine savings (you can use tax cheque, cash gift or an inheritance) as long as criteria is met.